Get The Fresh Financial Start You Deserve
Financial crisis can be brought on by many different reasons, often by no fault of a debtor. Unexpected layoffs and job loss, medical bills and overwhelming credit card debt are just a few examples that can place people in both a challenging and unexpected financial situation. Bankruptcy can help you get the fresh financial start you deserve. Created to provide people with a fresh start, bankruptcy laws provide a new opportunity at life without being burdened by the pressures of past debts. Although not every debt can be eliminated through bankruptcy, you may be released from liability on many of the most burdensome types of debt, such as credit card, medical bills and most consumer judgments. We are comitted to seeing you get the maximum amount of debt discharged. Once discharged, creditors are prohibited from ever taking action against you to collect on those debts.
Through bankruptcy, it may be possible to stop the foreclosure sale of your house, and allow you to keep your home and catch up on the missed payments by spreading them out over a 3 to 5 year period.
We take a problem solving approach to consumer bankruptcy and are committed to finding the most cost efficient solution to the financial situations of every client. We will help you achieve the best results by maximizing the amount of debt you can be relieved from and protecting as much of your assets as you may be allowed. After bankruptcy, you will have the opportunity to rebuild your credit and focus on your economic future.
Through the bankruptcy process, it may be possible for you to:
In Bankruptcy, however it is typically not possible to:
If you are considering bankruptcy, we encourage you to seek the advice and assistance of an experienced San Francisco Bay Area bankruptcy attorney who practices California bankruptcy law before you decide to file. At The Chernev Firm, we will provide you with a free bankruptcy consultation where you can talk to a bankruptcy lawyer about your options.